Residential Mortgages

The strength of a family starts at home so whether you're thinking of buying or building your home, Demerara Bank has a Mortgage Plan designed for you.

Visit us at any of our Branches countrywide and talk with our friendly officers who are there to guide you every step of the way.


  • Competitive Interest Rates
  • Maximum Term of 25 Years
  • Low Downpayment
  • Quick Approvals
  • No Hidden Fees


  • National Identification Card / Valid Passport
  • Recent Proof of Address (within 12 months)
  • TIN Certificate / Driver's Licence
  • Job Letter / Financial Statements
  • Agreement of Sale / Copy of Transport / Certificate of Title
  • Photograph of Property with lot number affixed
  • Estimate for Construction and Approved Building Plan

Loan Application Form

Statement of Affairs Form